How to Get a Maryland Insurance License
A clear overview of the steps to become a licensed Life, Accident, Health, or Sickness insurance producer in Maryland—from eligibility through exam day and application.
Confirm you meet basic eligibility
Candidates typically must be at least 18, meet background standards, and complete any pre-licensing education required for your line of authority. Verify current rules with the Maryland Insurance Administration (MIA) before you enroll in a course or schedule an exam.
Complete pre-licensing education (if required)
Maryland may require approved classroom or online hours depending on the license type you are pursuing. Keep certificates of completion—you may need them for your application packet.
Register and pass the licensing exam
Exams are delivered through Prometric for many Maryland producer lines. Register for the correct exam ID, study using outline-aligned practice, and aim for a passing score on your first attempt to avoid re-test fees and delays.
Apply for your license
After passing, submit your license application through the state’s licensing system, pay applicable fees, and complete fingerprinting or background review if prompted. Processing times vary.
Maintain your license
Licensed producers must follow renewal deadlines and continuing education requirements. Set calendar reminders so your license stays active while you build your book of business.
More exam guides
Explore other Maryland licensing topics
Maryland Life & Health Exam Requirements
Maryland Insurance Exam Cost
Maryland Insurance Exam Registration
Where to Take the Maryland Insurance Exam
What to Bring to the Exam
Exam Format & Passing Score
Prometric Testing Centers in Maryland
Free Maryland Practice Test
Maryland Insurance Exam Questions
Maryland Life & Health Study Guide
Exam Readiness Calculator
Most Common Exam Mistakes
Hardest Maryland Insurance Exam Topics
Last-Minute Study Tips
How to Pass on Your First Attempt
Next Steps After Passing the Exam
Applying for Your Maryland Insurance License
Background Check Requirements
Continuing Education Requirements
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Maryland Insurance Exam is an independent exam prep platform and is not affiliated with Prometric or the Maryland Insurance Administration. Requirements and fees change—confirm current rules with the Maryland Insurance Administration and Prometric before you register.